61.5%
23.1%
7.7%
3.8%
3.8%
0.0%Bank Interest
Submitted by Dave
Want an incredibly easy method for earning NP? Try stashing them in the Bank to earn extra interest each day! The only catch: You need to deposit a lot of money before you can start getting a lot of money back. Check out other guides on this site for NP earning. You may ask, “Is it worth it?” Why not? You have nothing to lose!
There are 13 different types of accounts, each one with a different interest rate. An interest rate is a percentage value, and that’s how much of what you have deposited that you earn. Sound complicated? It’s really not! Here’s an example:
Your account has a %5 interest rate, and you’ve deposited 500NP. 5% of 500NP is 25, so you get 25 extra NP each day!
Depending on how much you deposit, the higher your interest rate is, so be sure to upgrade your account as much as possible all the time! As long as you have the minimum amount of NP, you’ll be accepted for that account. Here are the types of accounts and their interest rates:
Account Types and Interest Rates:
Junior Saver (min 0) - 5%
Neopian Student (min 1,000) - 5.5%
Bronze Saver (min 2,500) - 6%
Silver Saver (min 5,000) - 6.5%
Super Gold Plus (min 10,000) - 7%
Platinum Extra (min 25,000) - 7.5%
Double Platinum (min 50,000) - 8%
Triple Platinum (min 75,000) - 8.5%
Diamond Deposit (min 100,000) - 9%
Diamond Deposit Plus (min 250,000) - 9.5%
Diamond Deposit Gold (min 500,000) - 10%
Millionaire Platinum (min 1,000,000) - 10.5%
Millionaire Double Platinum (min 2,000,000) - 11%
Millionaire Mega-Platinum (min 5,000,000) - 11.5%
Neopian Mega Riches (min 7,500,000) - 12%
Ultimate Riches (min 10,000,000) - 12.5%
To collect your interest, all you need to do is go to the bank daily and click on the button that says: “Collect ##NP of interest”. Remember: Never withdraw or deposit any money before collecting interest. If you do, you can’t collect your interest for that day. After you collect your interest, you’re free to deposit and withdraw without any repercussions.
Rate:
(12 votes, average: 2 out of 5)
Loading ...Categories:
Neopoint Earning Guides
wow, i never knew that, thnx.
You’re completely misrepresenting the way this works.
It’s on a YEARLY basis. Your example said that 500 NP at 5% would give you 25 NP each day. This is NOT true. It gives you 25 NP in one year.
Example: (directly from the site)
Account Type : Super Gold Plus
Current Balance : 12,258 NP
Super Gold Plus Interest Rate : 7.0% per year.
Yearly Interest : 858 NP
YEARLY interest.
Yep, Thats right… For example, My Bank is
Account Type : Millionaire Double Platinum
Current Balance : 3,800,051 NP
Millionaire Double Platinum Interest Rate : 11.0% per year.
Yearly Interest : 418,005 NP
This interest rate means that you will gain 1,146 NP per day (it’s rounded up)! You will have to claim this yourself by clicking the Collect Interest button below.
Account Type : Diamond Deposit Gold
Current Balance : 632,312 NP
Diamond Deposit Gold Interest Rate : 10.0% per year.
Yearly Interest : 63,231 NP
that isn’t how it works!!! you get interest yearly not daily! so you would get 1np a day with only 500 np’s in bank!
I believe common bank apply daily interest instead of yearly.
The Yearly Interest shows you how much you would make YEARLY if you collected your daily interest for 365 days in a row.
Your explanation aint right…
ill write you mine
Account Type: Diamond Deposit Gold
Current Balance: 993,615 NP
Interest Rate: 10.0%PER YEAR!
Yearly Interest: 99,361 NP
Your current balance and interest rate allow you to gain 273 NP per day (it’s rounded up)! You will have to claim this yourself by clicking the Collect Interest button below.